Write off a loan
curl --request POST \
--url https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"transactionDate": "<string>",
"note": "<string>"
}
'import requests
url = "https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff"
payload = {
"transactionDate": "<string>",
"note": "<string>"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({transactionDate: '<string>', note: '<string>'})
};
fetch('https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'transactionDate' => '<string>',
'note' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff"
payload := strings.NewReader("{\n \"transactionDate\": \"<string>\",\n \"note\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"transactionDate\": \"<string>\",\n \"note\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"transactionDate\": \"<string>\",\n \"note\": \"<string>\"\n}"
response = http.request(request)
puts response.read_bodyLoans
Write off a loan
Write off the outstanding balance of a delinquent loan.
POST
/
v1
/
loans
/
{loan_id}
/
writeoff
Write off a loan
curl --request POST \
--url https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff \
--header 'Authorization: Bearer <token>' \
--header 'Content-Type: application/json' \
--data '
{
"transactionDate": "<string>",
"note": "<string>"
}
'import requests
url = "https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff"
payload = {
"transactionDate": "<string>",
"note": "<string>"
}
headers = {
"Authorization": "Bearer <token>",
"Content-Type": "application/json"
}
response = requests.post(url, json=payload, headers=headers)
print(response.text)const options = {
method: 'POST',
headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
body: JSON.stringify({transactionDate: '<string>', note: '<string>'})
};
fetch('https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "POST",
CURLOPT_POSTFIELDS => json_encode([
'transactionDate' => '<string>',
'note' => '<string>'
]),
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>",
"Content-Type: application/json"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"strings"
"net/http"
"io"
)
func main() {
url := "https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff"
payload := strings.NewReader("{\n \"transactionDate\": \"<string>\",\n \"note\": \"<string>\"\n}")
req, _ := http.NewRequest("POST", url, payload)
req.Header.Add("Authorization", "Bearer <token>")
req.Header.Add("Content-Type", "application/json")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.post("https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff")
.header("Authorization", "Bearer <token>")
.header("Content-Type", "application/json")
.body("{\n \"transactionDate\": \"<string>\",\n \"note\": \"<string>\"\n}")
.asString();require 'uri'
require 'net/http'
url = URI("https://api-staging.bsa.ai/v1/loans/{loan_id}/writeoff")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Post.new(url)
request["Authorization"] = 'Bearer <token>'
request["Content-Type"] = 'application/json'
request.body = "{\n \"transactionDate\": \"<string>\",\n \"note\": \"<string>\"\n}"
response = http.request(request)
puts response.read_bodyWrites off the entire outstanding balance of a loan. The loan
transitions to closed (written off). Use this when the loan is
deemed uncollectible. Recovery payments collected after write-off can
still be recorded via Recover.
Numeric-id only — there is no
/v1/loans/external/{loan_external_id} form.
Path parameters
string
required
Request body
string
required
ISO-8601
YYYY-MM-DD. The effective date of the write-off.string
Optional. Justification for the write-off.
Example
curl -sf -X POST "$BASE/v1/loans/501/writeoff" \
-H "Authorization: Bearer $TOKEN" \
-H "Content-Type: application/json" \
-d '{
"transactionDate": "2027-01-15",
"note": "Borrower deceased — no estate"
}'
Response
200 OK returns the loan object with
status="Closed (written off)".
Errors
| Code | When |
|---|---|
not_found | No loan with that ID |
aborted | Loan has no outstanding balance, or is in a state that cannot be written off |
⌘I

